Implementation of Credit Scoring for MSE

BFC developed a Credit Scoring methodology for the partner institutions, thus improving the efficiency of loan approval process and maintaining a high quality of the loan portfolio.

BFC overcame the expectations by:

  • Developing four hybrid statistical/expert application scorecards as for agricultural enterprises and for non-agricultural enterprises
  • Developing policies and guidelines for automatic setting of loan conditions such as loan amount, maturity, and monthly payment
  • Providing recommendations on strengthening the IT-system
  • Conducting training seminars on the development of scoring system