BFC combines an outstanding track record in setting up effective MSE operations with extensive data analysis experience, including credit scoring.
Benefits of data-driven solutions:
- standardised and streamlined credit approval processes
- increased staff efficiency
- reduced loan disbursal time
- clearly defined and managed optimal default rates
Future borrower payment behaviour is estimated based on an analysis of the payment behaviour of similar clients in the past. BFC take into account a client’s pre-existing business processes, lending product design, and human resource management, alongside providing hands-on advice to clients in these areas. This comprehensive approach maximises potential benefits for clients.